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Ten tools for the questions an annuity statement doesn’t answer

Each one works out what the figures you enter imply, and tells you what to ask your insurer next. None of them asks who you are, and none of them keeps what you type.

Annuity checkup

What should I be asking about my annuity?

No figure produced · questions only

Fee translator

What does this percentage actually cost me in dollars?

Same engine as a full review · C01

All-in cost

What is this variable annuity costing me in total?

Same engine as a full review · C02

Book estimator

How much work is it to review a book of this size?

No figure produced · questions only

Surrender countdown

When can I take this money out without a charge, and what would it cost today?

Same engine as a full review · C03

Type identifier

What kind of annuity do I actually have?

No figure produced · questions only

Crediting sandbox

How much would I actually be credited when the index goes up?

Same engine as a full review · C09

Buffer and floor visualiser

How much can I actually lose with this downside protection?

Same engine as a full review · C10

Benefit base illustrator

What does the roll-up on my income rider actually give me?

Same engine as a full review · C06

Fee drag

What will the charges have cost me by the time I need this money?

Same engine as a full review · C01

What these tools are not They work out what the figures you enter imply. Nothing you type is checked against your contract, and a contract routinely behaves differently from the way its summary reads. Where a figure here comes from one of our calculators, it is the same implementation used inside a paid review — what differs is that a review verifies the inputs against your documents first, which is most of the work and all of the reason to trust the answer.