Tools / P1

What should I be asking about my annuity?

Turns a few answers into the specific questions worth putting to your carrier in writing. It produces no score and no verdict, because six answers about a contract nobody has read cannot support either.

Do you know the complete list of charges on the contract?

The complete list, not just the one on the statement.

Does the contract have an income or death benefit rider?

Do you know the year the surrender charge ends?

Have any withdrawals been taken from the contract?

Was a premium bonus credited when the contract was issued?

Did this contract replace an earlier annuity?