A complete sample report
The whole thing, for a contract we made up. No form, no email address.
What you are looking at
A fictional indexed annuity, reviewed end to end. The contract does not exist and neither does its owner. Everything else is real: the figures are computed by the same engine that writes a paying client's review, through the same template, and the parts it could not establish are shown as it shows them to a client — unexamined rather than clear.
That last point is the reason this is worth reading. Several sections of the sample are blocked, each saying what was missing and who has to ask for it. A sample with every section complete would be a sample of a contract whose insurer answered everything, which is not the common case.
Why it is not behind a form
Because the deliverable is the product. Asking for an email address before showing you what you would receive would mean asking to be trusted on the one thing you could otherwise check for yourself.
What the review does not do
- It does not tell you whether to keep, surrender or exchange anything.
- It does not score your contract out of a hundred, or against anybody else's.
- It does not say a figure is right when the insurer has not confirmed it.