Tools / P9

What does the roll-up on my income rider actually give me?

Projects a benefit base forward at a roll-up rate and shows the income it would support. The benefit base is not a balance you can withdraw, and the answer treats it as what it is.

Benefit base today

The income base, sometimes called the benefit base or income account value — not the account value.

Roll-up rate

As a percentage, for example 6.

Years of roll-up remaining

Does the roll-up compound?

Lifetime withdrawal percentage optional

The percentage of the base paid each year, for example 5.

Rider charge optional

As a percentage, for example 1.1.